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10 Jun

Lost Decades are Even Rarer Than You Think

On extended declines in U.S. stocks and why buying over time makes them far less painful.

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03 Jun

What’s the Best Withdrawal Strategy in Retirement?

The 4% Rule is just the beginning. Here’s how to spend money in retirement without running out.

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27 May

Why You Don’t Lose Money in Bonds (If You Wait Long Enough)

Why losses in individual bonds are only temporary and the challenge of bond funds.

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20 May

You Can’t Put a Price on Mental Freedom

Why I don’t buy active investments and how this philosophy can help you break social media addiction.

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13 May

Has the American Dream Become Unattainable?

On the rise of the American Dream and whether it’s more difficult to achieve today.

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06 May

Borrowing From Your Future Can Cost You Everything

On consumption smoothing, investing with leverage, and why survival is the ultimate financial goal.

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29 Apr

Be Minimally Extractive

On Vanguard’s 50-year anniversary and capturing less value than you create.

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22 Apr

Give Now, Not Later

On providing financial support to children and why you should give earlier, not later.

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15 Apr

The Price of Peace: Why Diversification is Difficult, but Necessary

On the mental difficulty of diversification and how to deal with it.

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08 Apr

How Long Does it Take for the Market to Recover?

On how long it typically takes for U.S. stocks to crash and recover.

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31 Mar

Would $2M at 23 Make You “Set for Life”?

On what it means to be “set for life” and why you might have more career freedom than you think.

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25 Mar

Why Trend Following is Harder Than it Looks

The pros and cons of trend following and why it is difficult to follow as an investment strategy.

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18 Mar

How Not to Invest

On the importance of avoiding investment blunders and a few financial mistakes I’ve made in recent years.

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11 Mar

Never Root for a Recession

Why market crashes don’t help younger investors as much as you think.

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04 Mar

Scams, Damn Scams, and Investors

On lesser known investment scams and how you can prevent yourself from falling victim to them.

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25 Feb

How Should Your Allocation Change With Age?

On asset allocation and how it should change over time.

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18 Feb

Are 401(k)s Becoming Obsolete?

On the death of the pension plan and whether the 401(k) will eventually follow suit.

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11 Feb

Is $1 Million Still a Lot of Money?

On the declining value of $1 million and why it still buys more than ever before.

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04 Feb

How to Invest for a Post-AGI World

How to prepare your portfolio (and your life) for a post-AGI future.

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28 Jan

Do You Need to Own International Stocks?

On U.S. outperformance and whether international stocks are still needed in your portfolio.

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Nick Maggiulli
  • @dollarsanddata

Nick Maggiulli

Of Dollars And Data focuses on personal finance using data analysis. Nick Maggiulli is the Chief Operating Officer for Ritholtz Wealth Management LLC.  For disclosure information please see here.

Coming July 22, 2025

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