# Calculators

Welcome to the Calculators section at Of Dollars And Data! This is your go-to hub for understanding the ins and outs of investment return and performance along with some summary financial data on household income and net worth.

If you found these tools helpful, make your life easier by bookmarking them for future reference. And, if you have any further questions, don’t hesitate to contact me.

• S&P 500 Historical Return Calculator [With Dividends]
• Use-case: Calculate the performance of a single investment into U.S. stocks anytime going back to 1871.
• Output: Nominal and inflation-adjusted price and total return (with reinvested dividends) on a percentage and dollar growth basis.
• S&P 500 DCA Calculator
• Use-case: Calculate the performance of a series of monthly investments (DCA) into U.S. stocks anytime going back to 1871.
• Output: Nominal and inflation-adjusted total dollar growth (with reinvested dividends) and the internal rate of return for all the investments.
• Income by Age Calculator [With Percentiles]
• Use-case: Calculate your household income percentile by age using 2022 data from the Federal Reserve.
• Output: Income percentile among U.S. households for your given age.
• Investment Return Calculator
• Use-case: Estimate your future investment savings based on how much you have saved now, your future monthly contributions, and your expected annual return.
• Output: Total contributions and estimated investment savings amount by age until retirement.
• U.S. Stock/Bond Historical Return Calculator
• Use-case: Calculate the performance of a single investment into a U.S. stock/U.S. bond portfolio anytime going back to 1871. You can change the portfolio from 100/0 (100% stocks/0% bonds) to 0/100 (0% stocks/100% bonds) and everything in between.
• Output: Nominal and inflation-adjusted total return (with reinvested dividends) on a percentage and dollar growth basis.

This content, which contains security-related opinions and/or information, is provided for informational purposes only and should not be relied upon in any manner as professional advice, or an endorsement of any practices, products or services. There can be no guarantees or assurances that the views expressed here will be applicable for any particular facts or circumstances, and should not be relied upon in any manner. You should consult your own advisers as to legal, business, tax, and other related matters concerning any investment.

The commentary in this “post” (including any related blog, podcasts, videos, and social media)  reflects the personal opinions, viewpoints, and analyses of the Ritholtz Wealth Management employees providing such comments, and should not be regarded the views of Ritholtz Wealth Management LLC. or its respective affiliates or as a description of advisory services provided by Ritholtz Wealth Management or performance returns of any Ritholtz Wealth Management Investments client.

References to any securities or digital assets, or performance data, are for illustrative purposes only and do not constitute an investment recommendation or offer to provide investment advisory services. Charts and graphs provided within are for informational purposes solely and should not be relied upon when making any investment decision. Past performance is not indicative of future results. The content speaks only as of the date indicated. Any projections, estimates, forecasts, targets, prospects, and/or opinions expressed in these materials are subject to change without notice and may differ or be contrary to opinions expressed by others.