Explore the concept of the ‘safe withdrawal rate’ in retirement planning. Dive into its historical roots, assess its risks, and discover alternative strategies for spending money during your golden years.
My Favorite Investment Writing of 2023
My favorite investment posts from 2023, a year of recovery.
What is Liquid Net Worth? [And Why It’s So Important]
Discover the importance of liquid net worth in personal finance. Explore what it comprises, why it’s crucial, and how you can increase yours over time.
Solving the Wrong Problem
On the pitfalls of focusing on the wrong problems and how to realign your efforts with your actual goals.
The Downsides of Diversification
On the difficulties of diversification and why even the best portfolio still loses money sometimes.
How Safe is an 8% Withdrawal Rate?
On Dave Ramsey’s most recent rant and the riskiness of an 8% withdrawal rate.
It Never Gets Easier
On the paradox of achievement and why the pursuit of success makes it harder to feel successful.
The Racial Wealth Gap is Shrinking, But Problems Remain
Explore the nuances behind the racial wealth gap in America. From education and income to generational wealth, this analysis dives deep into the factors that maintain the gap and why its about more than just numbers.
What is the Average Net Worth by Age?
Come explore the average net worth by age for American households based on newly released wealth data from the Federal Reserve.
How Much Income Do You Need to Be Rich? [2022 Latest Data]
On the amount of income you need to be considered rich in 2022 and why it’s influenced by your age, your education level, and where you live.
