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05 Dec

What is Liquid Net Worth? [And Why It’s So Important]

Discover the importance of liquid net worth in personal finance. Explore what it comprises, why it’s crucial, and how you can increase yours over time.

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28 Nov

Solving the Wrong Problem

On the pitfalls of focusing on the wrong problems and how to realign your efforts with your actual goals.

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21 Nov

The Downsides of Diversification

On the difficulties of diversification and why even the best portfolio still loses money sometimes.

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14 Nov

How Safe is an 8% Withdrawal Rate?

On Dave Ramsey’s most recent rant and the riskiness of an 8% withdrawal rate.

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07 Nov

It Never Gets Easier

On the paradox of achievement and why the pursuit of success makes it harder to feel successful.

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31 Oct

The Racial Wealth Gap is Shrinking, But Problems Remain

Explore the nuances behind the racial wealth gap in America. From education and income to generational wealth, this analysis dives deep into the factors that maintain the gap and why its about more than just numbers.

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24 Oct

What is the Average Net Worth by Age?

Come explore the average net worth by age for American households based on newly released wealth data from the Federal Reserve.

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20 Oct

How Much Income Do You Need to Be Rich? [2022 Latest Data]

On the amount of income you need to be considered rich in 2022 and why it’s influenced by your age, your education level, and where you live.

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17 Oct

How to Invest During Times of War

On preserving wealth during times of conflict as both an observer and as a participant.

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10 Oct

Where Michael Lewis Went Wrong

On Michael Lewis’s new book Going Infinite and why SBF was always destined to fail.

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03 Oct

Is the U.S. Stock Market as Bad as it Seems?

On the state of the U.S. stock market and why the worst of it is probably behind us.

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26 Sep

Why Luck Isn’t Real

On the role of chance in life and why believing in it doesn’t benefit you.

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19 Sep

The 4 Types of Leverage to Supercharge Your Income

On the four types of leverage and how you can harness them to amplify your income.

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12 Sep

The Never-Ending Then

On cherishing the present and the downsides of always longing for a better future.

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05 Sep

Never Look Down the Road Not Taken

On financial regrets and why life never turns out the way you think it should.

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29 Aug

Only the Passionate Survive

On working for money, burnout, and the importance of doing what you love.

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22 Aug

The Top High Income Skills for 2023 and Beyond

Unlock your earning potential with the most sought-after high income skills of 2023.

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15 Aug

How to Save for a House: The Comprehensive Guide to Homeownership

Discover the most effective strategies on how to save for a house with this comprehensive guide. We break down the costs associated with buying a home, how much you need to save, and some simple tips to get you there.

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08 Aug

Paychecks, Not Portfolios: Why Income is the Key to Financial Success

On the overwhelming importance of income in building wealth.

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01 Aug

The Greatest Investment Quotes [That Everyone Should Know]

The best financial wisdom throughout the ages.

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Nick Maggiulli
  • @dollarsanddata

Nick Maggiulli

Of Dollars And Data focuses on personal finance using data analysis. Nick Maggiulli is the Chief Operating Officer for Ritholtz Wealth Management LLC.  For disclosure information please see here.

Coming July 22, 2025

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