On consumption smoothing, investing with leverage, and why survival is the ultimate financial goal.

On the death of the pension plan and whether the 401(k) will eventually follow suit.

On the declining value of $1 million and why it still buys more than ever before.

On the legitimate issues of passive investing and why its fears have been overblown.

On physical decline and why prioritizing your health is one of the best financial decisions you can make.

My predictions on U.S. housing, AI, and the future of work over the next decade.

On elevated interest rates and whether you should put more than 20% down on a home.

On the fickle nature of high income and what to do about it.

On Nvidia’s soaring valuation, why it won’t last, and the importance of diversification.