On the rise of the upper middle class and the problems that came with it.
How to Make More Without Working More
On the four ways to increase your income without necessarily increasing your effort
Why Financial Independence is Overrated
On chasing financial independence and why financial freedom is a better (and easier) financial goal.
What’s Better Than U.S. Bonds for Downside Protection?
On various downside protection strategies and whether they are worth it.
The Separate + Joint Method: How My Spouse and I Manage Our Money
On couples’ finances and how my wife and I manage our money.
Lost Decades are Even Rarer Than You Think
On extended declines in U.S. stocks and why buying over time makes them far less painful.
What’s the Best Withdrawal Strategy in Retirement?
The 4% Rule is just the beginning. Here’s how to spend money in retirement without running out.
Why You Don’t Lose Money in Bonds (If You Wait Long Enough)
Why losses in individual bonds are only temporary and the challenge of bond funds.
You Can’t Put a Price on Mental Freedom
Why I don’t buy active investments and how this philosophy can help you break social media addiction.
Has the American Dream Become Unattainable?
On the rise of the American Dream and whether it’s more difficult to achieve today.
Borrowing From Your Future Can Cost You Everything
On consumption smoothing, investing with leverage, and why survival is the ultimate financial goal.
Be Minimally Extractive
On Vanguard’s 50-year anniversary and capturing less value than you create.
Give Now, Not Later
On providing financial support to children and why you should give earlier, not later.
The Price of Peace: Why Diversification is Difficult, but Necessary
On the mental difficulty of diversification and how to deal with it.
How Long Does it Take for the Market to Recover?
On how long it typically takes for U.S. stocks to crash and recover.
Would $2M at 23 Make You “Set for Life”?
On what it means to be “set for life” and why you might have more career freedom than you think.
Why Trend Following is Harder Than it Looks
The pros and cons of trend following and why it is difficult to follow as an investment strategy.
How Not to Invest
On the importance of avoiding investment blunders and a few financial mistakes I’ve made in recent years.
Never Root for a Recession
Why market crashes don’t help younger investors as much as you think.
Scams, Damn Scams, and Investors
On lesser known investment scams and how you can prevent yourself from falling victim to them.
