On the most overrated ideas in the personal finance space, and a few that aren’t.
Personal Finance
Can You Retire at 30 with $10 Million?
On the feasibility of early retirement in a high cost of living area.
Should Your Job Determine How You Invest?
On investing based on your career and why I’m reducing some of my exposure to financial assets.
Should Your Portfolio Be 100% U.S. Stocks?
On the upsides and downsides of investing in a 100% U.S. stock portfolio.
Your Money or Your Life
On the non-financial impacts that money can have on your life.
What is the Safe Withdrawal Rate in Retirement?
Explore the concept of the ‘safe withdrawal rate’ in retirement planning. Dive into its historical roots, assess its risks, and discover alternative strategies for spending money during your golden years.
My Favorite Investment Writing of 2023
My favorite investment posts from 2023, a year of recovery.
What is Liquid Net Worth? [And Why It’s So Important]
Discover the importance of liquid net worth in personal finance. Explore what it comprises, why it’s crucial, and how you can increase yours over time.
The Downsides of Diversification
On the difficulties of diversification and why even the best portfolio still loses money sometimes.
How Safe is an 8% Withdrawal Rate?
On Dave Ramsey’s most recent rant and the riskiness of an 8% withdrawal rate.
The Racial Wealth Gap is Shrinking, But Problems Remain
Explore the nuances behind the racial wealth gap in America. From education and income to generational wealth, this analysis dives deep into the factors that maintain the gap and why its about more than just numbers.
What is the Average Net Worth by Age?
Come explore the average net worth by age for American households based on newly released wealth data from the Federal Reserve.
How Much Income Do You Need to Be Rich? [2022 Latest Data]
On the amount of income you need to be considered rich in 2022 and why it’s influenced by your age, your education level, and where you live.
Why Luck Isn’t Real
On the role of chance in life and why believing in it doesn’t benefit you.
The 4 Types of Leverage to Supercharge Your Income
On the four types of leverage and how you can harness them to amplify your income.
The Never-Ending Then
On cherishing the present and the downsides of always longing for a better future.
How to Save for a House: The Comprehensive Guide to Homeownership
Discover the most effective strategies on how to save for a house with this comprehensive guide. We break down the costs associated with buying a home, how much you need to save, and some simple tips to get you there.
Paychecks, Not Portfolios: Why Income is the Key to Financial Success
On the overwhelming importance of income in building wealth.
Understanding Fat FIRE: The Comprehensive Guide to a Luxurious Early Retirement
Unlock the secrets to a comfortable early retirement with this comprehensive guide on Fat FIRE. Explore the benefits, strategies, and downside of the Financial Independence, Retire Early (FIRE) movement and see if it is right for you.
How to Spend More in Retirement
On how to spend more money in retirement without going broke.